
What is a Health Care Sharing Ministry (HCSM)?
Health Care Sharing Ministries are organizations in which members share a common set of ethical and / or religious beliefs that specialize in medical cost-sharing programs. The members basically share medical expenses in accordance with those beliefs.
What is a Health Care Sharing Ministry (HCSM)?
Health Care Sharing Ministries are organizations in which members share a common set of ethical and / or religious beliefs that specialize in medical cost-sharing programs. The members basically share medical expenses in accordance with those beliefs.
Health Care Sharing Ministries (HCSMs), The Affordable Care Act (ACA) and Tax Information
Health care sharing ministries do not qualify as health insurance nor meet the requirements to be minimum essential coverage (MEC), but the Affordable Care Act does include an exemption for members of recognized HCSMs. This means, that Health Care Sharing Ministries subscribers are not subject to the tax penalty.
Health Care Sharing Ministry is not a Health Insurance
Health care sharing ministries are non-insurance entities. They are nonprofit and charitable organizations (501(c)(3)) that collect funds from members to help other members who have medical expenses to pay the bills.

Trinity Healthshare is a non-profit Health Care Sharing Ministry that offers an affordable health care solution and a good alternative to traditional healthcare plan.
• Trinity HealthShare programs are not insurance.
• Trinity HealthShare programs are a great alternative to ACA Compliant plans.
• Trinity HealthShare program subscribers are not subject to the ACA Tax Penalty.
• Applicants can enroll to Trinity HealthShare programs on a yearly basis, there is no enrollment period like the Market Place.
CAREPLUS ADVANTAGE | CATASTROPHIC PLAN
CarePlus Advantage is a program designed to provide catastrophic cost-sharing options for individuals and families.
CarePlus Advantage provides sharing for the unexpected. When members plan for life’s unexpected events with CarePlus, they give themselves and their families peace of mind to focus on healing and getting back to normal. CarePlus includes catastrophic cost sharing for 100% of eligible medical expenses, up to the annual limit, after the MSRA has been met.
Prices & benefits

PRIMACARE | BASIC PLAN
PrimaCare is designed for individuals and families who want to achieve an optimal level of wellness without duplicating services they may already be receiving with other programs.
PRIMARICARE includes
- Telemedicine included with contribution
- Wellness & preventive care included with contribution
- Primary care
- Urgent care
- Prescription discount program
Prices & benefits

TRINITYCARE | COMPLETE & EVERYDAY
TrinityCare Complete helps the entire family by offering three tiers of health care sharing that, with monthly contributions, include an unlimited number of dependents and doctor visits.

TrinityCare Everyday includes:
- Telemedicine included with contribution
- Wellness & preventive care included with contribution
- Primary care
- Urgent care
- Emergency room
- Prescription discount program
- Hospitalization
- Surgical

TrinityCare Complete includes more cares:
- Telemedicine included with contribution
- Wellness & preventive care included with contribution
- Unlimited primary care
- Unlimited specialty care
- Unlimited urgent care
- Maternity services
- Emergency room
- Prescription discount program
- Prescription sharing program
- Hospitalization
- Surgical
Prices & benefits